Call reports 2012
AMERICAN STATE BANK — 2012
What AMERICAN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 141,075,000 | 145,403,000 | 141,272,000 | 146,356,000 |
| Total loans | 88,073,000 | 89,674,000 | 91,727,000 | 94,212,000 |
| Allowance for loan losses | 1,026,000 | 1,053,000 | 1,084,000 | 1,109,000 |
| Securities available for sale | 33,829,000 | 32,617,000 | 33,945,000 | 31,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,826,000 | 117,541,000 | 113,643,000 | 117,752,000 |
| Interest-bearing deposits | 98,813,000 | 96,038,000 | 96,073,000 | 100,615,000 |
| Noninterest-bearing deposits | 14,013,000 | 21,503,000 | 17,570,000 | 17,137,000 |
| Equity capital | 12,094,000 | 12,467,000 | 12,575,000 | 12,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,570,000 | 3,171,000 | 4,772,000 | 6,405,000 |
| Interest expense | 340,000 | 660,000 | 964,000 | 1,251,000 |
| Net interest income | 1,230,000 | 2,511,000 | 3,808,000 | 5,154,000 |
| Noninterest income | 368,000 | 765,000 | 1,171,000 | 1,595,000 |
| Noninterest expense | 1,037,000 | 2,096,000 | 3,124,000 | 4,188,000 |
| Provision for loan losses | 40,000 | 70,000 | 100,000 | 130,000 |
| Pretax income | 538,000 | 1,178,000 | 1,823,000 | 2,499,000 |
| Income tax | 24,000 | 52,000 | 81,000 | 113,000 |
| Net income | 514,000 | 1,126,000 | 1,742,000 | 2,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,215,000 | 11,481,000 | 11,452,000 | 11,750,000 |
| Total capital | 12,241,000 | 12,534,000 | 12,536,000 | 12,859,000 |
| Risk-weighted assets | 95,576,000 | 97,633,000 | 98,353,000 | 100,491,000 |