Call reports 2010
AMERICAN STATE BANK — 2010
What AMERICAN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 108,969,000 | 105,874,000 | 108,328,000 | 117,742,000 |
| Total loans | 75,452,000 | 76,451,000 | 78,314,000 | 80,176,000 |
| Allowance for loan losses | 944,000 | 970,000 | 925,000 | 866,000 |
| Securities available for sale | 21,133,000 | 20,298,000 | 18,539,000 | 19,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,523,000 | 82,376,000 | 83,127,000 | 92,744,000 |
| Interest-bearing deposits | 72,581,000 | 73,521,000 | 72,969,000 | 79,580,000 |
| Noninterest-bearing deposits | 9,942,000 | 8,855,000 | 10,158,000 | 13,164,000 |
| Equity capital | 9,114,000 | 9,395,000 | 9,470,000 | 9,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,922,000 | 4,379,000 | 5,880,000 |
| Interest expense | 382,000 | 772,000 | 1,143,000 | 1,507,000 |
| Net interest income | 1,072,000 | 2,150,000 | 3,236,000 | 4,373,000 |
| Noninterest income | 276,000 | 603,000 | 898,000 | 1,232,000 |
| Noninterest expense | 827,000 | 1,646,000 | 2,574,000 | 3,606,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 108,000 |
| Pretax income | 485,000 | 1,035,000 | 1,458,000 | 1,927,000 |
| Income tax | 24,000 | 52,000 | 65,000 | 86,000 |
| Net income | 461,000 | 983,000 | 1,393,000 | 1,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,727,000 | 8,929,000 | 9,020,000 | 9,148,000 |
| Total capital | 9,671,000 | 9,899,000 | 9,945,000 | 10,014,000 |
| Risk-weighted assets | 80,299,000 | 80,284,000 | 81,815,000 | 85,094,000 |