Call reports 2009
AMERICAN STATE BANK — 2009
What AMERICAN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 109,335,000 | 112,468,000 | 110,007,000 | 109,569,000 |
| Total loans | 71,092,000 | 74,653,000 | 75,532,000 | 75,658,000 |
| Allowance for loan losses | 809,000 | 836,000 | 851,000 | 931,000 |
| Securities available for sale | 21,624,000 | 23,647,000 | 23,118,000 | 23,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,593,000 | 78,589,000 | 77,232,000 | 77,097,000 |
| Interest-bearing deposits | 70,378,000 | 69,485,000 | 66,828,000 | 66,823,000 |
| Noninterest-bearing deposits | 9,215,000 | 9,104,000 | 10,404,000 | 10,274,000 |
| Equity capital | 8,349,000 | 8,485,000 | 8,887,000 | 8,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 3,017,000 | 4,561,000 | 6,091,000 |
| Interest expense | 560,000 | 1,084,000 | 1,576,000 | 2,001,000 |
| Net interest income | 943,000 | 1,933,000 | 2,985,000 | 4,090,000 |
| Noninterest income | 287,000 | 619,000 | 954,000 | 1,316,000 |
| Noninterest expense | 827,000 | 1,599,000 | 2,520,000 | 3,383,000 |
| Provision for loan losses | 30,000 | 60,000 | 115,000 | 220,000 |
| Pretax income | 373,000 | 893,000 | 1,379,000 | 1,878,000 |
| Income tax | 19,000 | 45,000 | 56,000 | 74,000 |
| Net income | 354,000 | 848,000 | 1,323,000 | 1,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,976,000 | 8,190,000 | 8,385,000 | 8,587,000 |
| Total capital | 8,785,000 | 9,026,000 | 9,236,000 | 9,518,000 |
| Risk-weighted assets | 76,425,000 | 79,695,000 | 80,522,000 | 80,895,000 |