Call reports 2008
AMERICAN STATE BANK — 2008
What AMERICAN STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 99,477,000 | 96,406,000 | 104,718,000 | 101,618,000 |
| Total loans | 66,500,000 | 68,858,000 | 71,684,000 | 72,910,000 |
| Allowance for loan losses | 803,000 | 802,000 | 821,000 | 802,000 |
| Securities available for sale | 20,401,000 | 20,043,000 | 20,537,000 | 22,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,527,000 | 72,398,000 | 71,235,000 | 74,797,000 |
| Interest-bearing deposits | 65,988,000 | 63,405,000 | 61,764,000 | 65,685,000 |
| Noninterest-bearing deposits | 9,539,000 | 8,993,000 | 9,471,000 | 9,112,000 |
| Equity capital | 7,832,000 | 7,745,000 | 7,934,000 | 8,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 3,078,000 | 4,609,000 | 6,157,000 |
| Interest expense | 679,000 | 1,256,000 | 1,832,000 | 2,412,000 |
| Net interest income | 872,000 | 1,822,000 | 2,777,000 | 3,745,000 |
| Noninterest income | 306,000 | 659,000 | 1,037,000 | 1,357,000 |
| Noninterest expense | 710,000 | 1,430,000 | 2,247,000 | 3,058,000 |
| Provision for loan losses | 30,000 | 110,000 | 140,000 | 170,000 |
| Pretax income | 438,000 | 946,000 | 1,432,000 | 1,879,000 |
| Income tax | 22,000 | 47,000 | 72,000 | 92,000 |
| Net income | 416,000 | 899,000 | 1,360,000 | 1,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,512,000 | 7,715,000 | 7,876,000 | 7,983,000 |
| Total capital | 8,315,000 | 8,517,000 | 8,697,000 | 8,785,000 |
| Risk-weighted assets | 70,389,000 | 71,921,000 | 75,274,000 | 76,771,000 |