Call reports 2007
AMERICAN STATE BANK — 2007
What AMERICAN STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 96,670,000 | 97,205,000 | 97,040,000 | 96,855,000 |
| Total loans | 66,045,000 | 67,086,000 | 68,632,000 | 67,872,000 |
| Allowance for loan losses | 758,000 | 747,000 | 776,000 | 785,000 |
| Securities available for sale | 22,572,000 | 21,537,000 | 20,134,000 | 19,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,305,000 | 73,420,000 | 74,649,000 | 75,654,000 |
| Interest-bearing deposits | 68,979,000 | 65,621,000 | 67,397,000 | 67,213,000 |
| Noninterest-bearing deposits | 8,326,000 | 7,799,000 | 7,252,000 | 8,441,000 |
| Equity capital | 7,013,000 | 6,939,000 | 7,220,000 | 7,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,516,000 | 3,067,000 | 4,681,000 | 6,304,000 |
| Interest expense | 726,000 | 1,497,000 | 2,291,000 | 3,038,000 |
| Net interest income | 790,000 | 1,570,000 | 2,390,000 | 3,266,000 |
| Noninterest income | 281,000 | 566,000 | 853,000 | 1,151,000 |
| Noninterest expense | 674,000 | 1,347,000 | 2,047,000 | 2,754,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 100,000 |
| Pretax income | 374,000 | 744,000 | 1,129,000 | 1,565,000 |
| Income tax | 15,000 | 30,000 | 41,000 | 48,000 |
| Net income | 359,000 | 714,000 | 1,088,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,167,000 | 7,222,000 | 7,296,000 | 7,376,000 |
| Total capital | 7,925,000 | 7,969,000 | 8,072,000 | 8,161,000 |
| Risk-weighted assets | 68,392,000 | 70,317,000 | 71,355,000 | 70,550,000 |