Call reports 2006
AMERICAN STATE BANK — 2006
What AMERICAN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 98,021,000 | 96,805,000 | 96,969,000 | 96,632,000 |
| Total loans | 63,971,000 | 64,225,000 | 65,391,000 | 64,157,000 |
| Allowance for loan losses | 700,000 | 726,000 | 763,000 | 747,000 |
| Securities available for sale | 26,123,000 | 24,507,000 | 24,122,000 | 23,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,313,000 | 72,647,000 | 75,468,000 | 77,480,000 |
| Interest-bearing deposits | 62,738,000 | 64,634,000 | 67,785,000 | 69,608,000 |
| Noninterest-bearing deposits | 7,575,000 | 8,013,000 | 7,683,000 | 7,872,000 |
| Equity capital | 6,566,000 | 6,413,000 | 6,686,000 | 6,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 2,813,000 | 4,301,000 | 5,830,000 |
| Interest expense | 601,000 | 1,251,000 | 1,963,000 | 2,675,000 |
| Net interest income | 780,000 | 1,562,000 | 2,338,000 | 3,155,000 |
| Noninterest income | 254,000 | 527,000 | 764,000 | 1,053,000 |
| Noninterest expense | 680,000 | 1,356,000 | 2,036,000 | 2,713,000 |
| Provision for loan losses | 22,000 | 48,000 | 79,000 | 124,000 |
| Pretax income | 320,000 | 673,000 | 975,000 | 1,359,000 |
| Income tax | 15,000 | 34,000 | 39,000 | 54,000 |
| Net income | 305,000 | 639,000 | 936,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,873,000 | 6,908,000 | 6,853,000 | 7,073,000 |
| Total capital | 7,573,000 | 7,634,000 | 7,616,000 | 7,820,000 |
| Risk-weighted assets | 67,230,000 | 66,897,000 | 67,932,000 | 66,725,000 |