Call reports 2005
AMERICAN STATE BANK — 2005
What AMERICAN STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 89,265,000 | 92,588,000 | 94,035,000 | 96,809,000 |
| Total loans | 59,452,000 | 61,869,000 | 63,383,000 | 63,022,000 |
| Allowance for loan losses | 686,000 | 707,000 | 699,000 | 680,000 |
| Securities available for sale | 21,289,000 | 21,283,000 | 22,254,000 | 25,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,392,000 | 67,177,000 | 67,210,000 | 72,163,000 |
| Interest-bearing deposits | 60,882,000 | 61,731,000 | 59,597,000 | 63,824,000 |
| Noninterest-bearing deposits | 5,510,000 | 5,446,000 | 7,613,000 | 8,339,000 |
| Equity capital | 6,595,000 | 6,736,000 | 6,645,000 | 6,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,188,000 | 2,402,000 | 3,699,000 | 5,063,000 |
| Interest expense | 392,000 | 824,000 | 1,314,000 | 1,860,000 |
| Net interest income | 796,000 | 1,578,000 | 2,385,000 | 3,203,000 |
| Noninterest income | 216,000 | 491,000 | 759,000 | 1,015,000 |
| Noninterest expense | 630,000 | 1,286,000 | 1,948,000 | 2,608,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 90,000 |
| Pretax income | 358,000 | 741,000 | 1,135,000 | 1,513,000 |
| Income tax | 18,000 | 37,000 | 57,000 | 76,000 |
| Net income | 340,000 | 704,000 | 1,078,000 | 1,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,655,000 | 6,699,000 | 6,748,000 | 6,832,000 |
| Total capital | 7,341,000 | 7,406,000 | 7,447,000 | 7,512,000 |
| Risk-weighted assets | 60,559,000 | 64,402,000 | 66,044,000 | 66,068,000 |