Call reports 2004
AMERICAN STATE BANK — 2004
What AMERICAN STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 89,596,000 | 87,915,000 | 88,365,000 | 88,775,000 |
| Total loans | 60,184,000 | 61,597,000 | 62,091,000 | 62,257,000 |
| Allowance for loan losses | 720,000 | 731,000 | 730,000 | 702,000 |
| Securities available for sale | 18,389,000 | 19,777,000 | 19,826,000 | 20,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,301,000 | 65,052,000 | 65,497,000 | 68,082,000 |
| Interest-bearing deposits | 60,392,000 | 59,007,000 | 59,988,000 | 60,998,000 |
| Noninterest-bearing deposits | 5,909,000 | 6,045,000 | 5,509,000 | 7,084,000 |
| Equity capital | 6,682,000 | 6,382,000 | 6,739,000 | 6,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,343,000 | 3,528,000 | 4,730,000 |
| Interest expense | 377,000 | 761,000 | 1,140,000 | 1,524,000 |
| Net interest income | 786,000 | 1,582,000 | 2,388,000 | 3,206,000 |
| Noninterest income | 222,000 | 451,000 | 668,000 | 877,000 |
| Noninterest expense | 621,000 | 1,237,000 | 1,879,000 | 2,505,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 372,000 | 766,000 | 1,135,000 | 1,516,000 |
| Income tax | 19,000 | 38,000 | 57,000 | 76,000 |
| Net income | 353,000 | 728,000 | 1,078,000 | 1,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,197,000 | 6,292,000 | 6,512,000 | 6,594,000 |
| Total capital | 6,917,000 | 7,023,000 | 7,242,000 | 7,296,000 |
| Risk-weighted assets | 60,011,000 | 60,786,000 | 61,745,000 | 62,409,000 |