Call reports 2002
AMERICAN STATE BANK — 2002
What AMERICAN STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 77,056,000 | 74,729,000 | 78,871,000 | 79,516,000 |
| Total loans | 53,268,000 | 53,503,000 | 55,798,000 | 56,593,000 |
| Allowance for loan losses | 624,000 | 633,000 | 647,000 | 666,000 |
| Securities available for sale | 16,443,000 | 16,889,000 | 16,499,000 | 16,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,153,000 | 57,115,000 | 61,102,000 | 59,905,000 |
| Interest-bearing deposits | 53,915,000 | 52,250,000 | 55,924,000 | 54,322,000 |
| Noninterest-bearing deposits | 5,238,000 | 4,865,000 | 5,178,000 | 5,583,000 |
| Equity capital | 5,905,000 | 6,238,000 | 6,443,000 | 6,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 2,608,000 | 3,933,000 | 5,201,000 |
| Interest expense | 522,000 | 1,025,000 | 1,531,000 | 1,983,000 |
| Net interest income | 803,000 | 1,583,000 | 2,402,000 | 3,218,000 |
| Noninterest income | 185,000 | 386,000 | 616,000 | 833,000 |
| Noninterest expense | 586,000 | 1,177,000 | 1,794,000 | 2,410,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 372,000 | 732,000 | 1,141,000 | 1,528,000 |
| Income tax | 12,000 | 40,000 | 60,000 | 80,000 |
| Net income | 360,000 | 692,000 | 1,081,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,613,000 | 5,743,000 | 5,862,000 | 5,929,000 |
| Total capital | 6,237,000 | 6,376,000 | 6,509,000 | 6,595,000 |
| Risk-weighted assets | 52,704,000 | 52,026,000 | 54,647,000 | 55,085,000 |