Call reports 2001
AMERICAN STATE BANK — 2001
What AMERICAN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,023,000 | 75,969,000 | 76,500,000 | 75,714,000 |
| Total loans | 50,580,000 | 52,615,000 | 53,279,000 | 53,291,000 |
| Allowance for loan losses | 560,000 | 552,000 | 576,000 | 592,000 |
| Securities available for sale | 13,538,000 | 15,270,000 | 16,367,000 | 16,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,903,000 | 58,229,000 | 57,671,000 | 59,112,000 |
| Interest-bearing deposits | 50,350,000 | 54,068,000 | 52,954,000 | 54,298,000 |
| Noninterest-bearing deposits | 4,553,000 | 4,161,000 | 4,717,000 | 4,814,000 |
| Equity capital | 5,300,000 | 5,654,000 | 6,050,000 | 5,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,755,000 | 4,175,000 | 5,553,000 |
| Interest expense | 699,000 | 1,392,000 | 2,073,000 | 2,676,000 |
| Net interest income | 655,000 | 1,363,000 | 2,102,000 | 2,877,000 |
| Noninterest income | 171,000 | 373,000 | 566,000 | 769,000 |
| Noninterest expense | 585,000 | 1,172,000 | 1,746,000 | 2,379,000 |
| Provision for loan losses | 15,000 | 35,000 | 58,000 | 80,000 |
| Pretax income | 226,000 | 529,000 | 864,000 | 1,205,000 |
| Income tax | 11,000 | 30,000 | 46,000 | 63,000 |
| Net income | 215,000 | 499,000 | 818,000 | 1,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,038,000 | 5,308,000 | 5,518,000 | 5,553,000 |
| Total capital | 5,598,000 | 5,860,000 | 6,094,000 | 6,145,000 |
| Risk-weighted assets | 49,984,000 | 52,889,000 | 53,703,000 | 52,985,000 |