Call reports 2016
FIRST NATIONAL BANK IN TIGERTON — 2016
What FIRST NATIONAL BANK IN TIGERTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 22,340,000 | 21,872,000 | 21,391,000 | 21,656,000 |
| Total loans | 10,266,000 | 10,251,000 | 10,132,000 | 10,544,000 |
| Allowance for loan losses | 89,000 | 85,000 | 85,000 | 85,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,441,000 | 4,441,000 | 3,386,000 | 2,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,073,000 | 18,607,000 | 18,120,000 | 18,374,000 |
| Interest-bearing deposits | 16,133,000 | 15,159,000 | 14,912,000 | 14,719,000 |
| Noninterest-bearing deposits | 2,940,000 | 3,448,000 | 3,208,000 | 3,655,000 |
| Equity capital | 3,253,000 | 3,253,000 | 3,255,000 | 3,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 170,000 | 319,000 | 480,000 | 668,000 |
| Interest expense | 7,000 | 15,000 | 22,000 | 30,000 |
| Net interest income | 163,000 | 304,000 | 458,000 | 638,000 |
| Noninterest income | 22,000 | 48,000 | 81,000 | 115,000 |
| Noninterest expense | 146,000 | 303,000 | 478,000 | 672,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 49,000 | 61,000 | 81,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 38,000 | 48,000 | 60,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,253,000 | 3,253,000 | 3,255,000 | 3,275,000 |
| Total capital | 3,342,000 | 3,338,000 | 3,340,000 | 3,360,000 |
| Risk-weighted assets | 7,769,000 | 7,573,000 | 7,706,000 | 7,884,000 |