Call reports 2012
FIRST NATIONAL BANK IN TIGERTON — 2012
What FIRST NATIONAL BANK IN TIGERTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 21,575,000 | 20,500,000 | 20,723,000 | 21,694,000 |
| Total loans | 11,319,000 | 11,964,000 | 11,546,000 | 11,603,000 |
| Allowance for loan losses | 88,000 | 91,000 | 90,000 | 90,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,478,000 | 4,463,000 | 4,464,000 | 4,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,268,000 | 17,190,000 | 17,381,000 | 18,367,000 |
| Interest-bearing deposits | 15,699,000 | 14,494,000 | 14,763,000 | 15,094,000 |
| Noninterest-bearing deposits | 2,569,000 | 2,696,000 | 2,618,000 | 3,274,000 |
| Equity capital | 3,272,000 | 3,285,000 | 3,318,000 | 3,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 183,000 | 370,000 | 558,000 | 747,000 |
| Interest expense | 14,000 | 27,000 | 40,000 | 51,000 |
| Net interest income | 169,000 | 343,000 | 518,000 | 696,000 |
| Noninterest income | 27,000 | 60,000 | 95,000 | 131,000 |
| Noninterest expense | 144,000 | 296,000 | 455,000 | 622,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 50,000 | 105,000 | 156,000 | 203,000 |
| Income tax | 3,000 | 3,000 | 0 | 4,000 |
| Net income | 47,000 | 102,000 | 156,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,272,000 | 3,285,000 | 3,318,000 | 3,321,000 |
| Total capital | 3,360,000 | 3,376,000 | 3,408,000 | 3,411,000 |
| Risk-weighted assets | 8,703,000 | 8,443,000 | 8,288,000 | 8,336,000 |