Call reports 2010
FIRST NATIONAL BANK IN TIGERTON — 2010
What FIRST NATIONAL BANK IN TIGERTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 21,810,000 | 20,517,000 | 20,897,000 | 20,980,000 |
| Total loans | 10,876,000 | 10,929,000 | 11,385,000 | 11,477,000 |
| Allowance for loan losses | 67,000 | 71,000 | 75,000 | 75,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,897,000 | 5,363,000 | 4,814,000 | 4,818,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,604,000 | 17,322,000 | 17,707,000 | 17,769,000 |
| Interest-bearing deposits | 16,352,000 | 15,237,000 | 15,304,000 | 15,324,000 |
| Noninterest-bearing deposits | 2,252,000 | 2,085,000 | 2,403,000 | 2,445,000 |
| Equity capital | 3,112,000 | 3,110,000 | 3,110,000 | 3,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 193,000 | 392,000 | 593,000 | 796,000 |
| Interest expense | 30,000 | 53,000 | 74,000 | 94,000 |
| Net interest income | 163,000 | 339,000 | 519,000 | 702,000 |
| Noninterest income | 23,000 | 53,000 | 85,000 | 114,000 |
| Noninterest expense | 147,000 | 291,000 | 449,000 | 622,000 |
| Provision for loan losses | 0 | 4,000 | 8,000 | 8,000 |
| Pretax income | 39,000 | 97,000 | 147,000 | 186,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 3,000 |
| Net income | 38,000 | 95,000 | 145,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,112,000 | 3,110,000 | 3,110,000 | 3,149,000 |
| Total capital | 3,179,000 | 3,181,000 | 3,185,000 | 3,224,000 |
| Risk-weighted assets | 8,480,000 | 8,388,000 | 8,325,000 | 8,341,000 |