Call reports 2008
FIRST NATIONAL BANK IN TIGERTON — 2008
What FIRST NATIONAL BANK IN TIGERTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 19,713,000 | 19,701,000 | 19,849,000 | 20,431,000 |
| Total loans | 9,425,000 | 9,589,000 | 9,664,000 | 9,963,000 |
| Allowance for loan losses | 66,000 | 66,000 | 66,000 | 66,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,061,000 | 6,624,000 | 6,106,000 | 5,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,612,000 | 16,613,000 | 16,744,000 | 17,338,000 |
| Interest-bearing deposits | 14,908,000 | 14,732,000 | 14,915,000 | 15,276,000 |
| Noninterest-bearing deposits | 1,704,000 | 1,881,000 | 1,829,000 | 2,062,000 |
| Equity capital | 2,924,000 | 2,922,000 | 2,950,000 | 2,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 273,000 | 530,000 | 777,000 | 1,006,000 |
| Interest expense | 102,000 | 189,000 | 266,000 | 333,000 |
| Net interest income | 171,000 | 341,000 | 511,000 | 673,000 |
| Noninterest income | 18,000 | 36,000 | 61,000 | 88,000 |
| Noninterest expense | 139,000 | 260,000 | 404,000 | 560,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 117,000 | 168,000 | 184,000 |
| Income tax | 1,000 | 6,000 | 8,000 | 11,000 |
| Net income | 49,000 | 111,000 | 160,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,924,000 | 2,922,000 | 2,950,000 | 2,963,000 |
| Total capital | 2,990,000 | 2,988,000 | 3,016,000 | 3,029,000 |
| Risk-weighted assets | 7,746,000 | 7,763,000 | 7,979,000 | 8,049,000 |