Call reports 2007
FIRST NATIONAL BANK IN TIGERTON — 2007
What FIRST NATIONAL BANK IN TIGERTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,247,000 | 19,474,000 | 19,245,000 | 18,953,000 |
| Total loans | 9,494,000 | 9,595,000 | 9,583,000 | 9,541,000 |
| Allowance for loan losses | 66,000 | 66,000 | 66,000 | 66,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,803,000 | 6,016,000 | 6,038,000 | 6,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,252,000 | 16,445,000 | 16,210,000 | 15,883,000 |
| Interest-bearing deposits | 14,754,000 | 14,922,000 | 14,798,000 | 14,542,000 |
| Noninterest-bearing deposits | 1,498,000 | 1,523,000 | 1,412,000 | 1,341,000 |
| Equity capital | 2,792,000 | 2,820,000 | 2,826,000 | 2,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 587,000 | 884,000 | 1,180,000 |
| Interest expense | 101,000 | 210,000 | 323,000 | 439,000 |
| Net interest income | 189,000 | 377,000 | 561,000 | 741,000 |
| Noninterest income | 19,000 | 41,000 | 63,000 | 83,000 |
| Noninterest expense | 116,000 | 233,000 | 367,000 | 491,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 185,000 | 257,000 | 333,000 |
| Income tax | 0 | 0 | 4,000 | 6,000 |
| Net income | 92,000 | 185,000 | 253,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,792,000 | 2,820,000 | 2,826,000 | 2,900,000 |
| Total capital | 2,858,000 | 2,886,000 | 2,892,000 | 2,966,000 |
| Risk-weighted assets | 7,833,000 | 8,015,000 | 7,709,000 | 8,226,000 |