Call reports 2005
FIRST NATIONAL BANK IN TIGERTON — 2005
What FIRST NATIONAL BANK IN TIGERTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 18,893,000 | 19,068,000 | 19,386,000 | 19,189,000 |
| Total loans | 9,688,000 | 9,897,000 | 9,566,000 | 9,248,000 |
| Allowance for loan losses | 66,000 | 66,000 | 66,000 | 66,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,004,000 | 6,005,000 | 6,017,000 | 6,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,311,000 | 16,432,000 | 16,720,000 | 16,449,000 |
| Interest-bearing deposits | 14,826,000 | 14,876,000 | 15,008,000 | 14,805,000 |
| Noninterest-bearing deposits | 1,485,000 | 1,556,000 | 1,712,000 | 1,644,000 |
| Equity capital | 2,355,000 | 2,413,000 | 2,446,000 | 2,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 426,000 | 660,000 | 907,000 |
| Interest expense | 49,000 | 104,000 | 167,000 | 237,000 |
| Net interest income | 157,000 | 322,000 | 493,000 | 670,000 |
| Noninterest income | 34,000 | 49,000 | 66,000 | 82,000 |
| Noninterest expense | 109,000 | 210,000 | 324,000 | 433,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 82,000 | 161,000 | 235,000 | 319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 161,000 | 235,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,355,000 | 2,413,000 | 2,446,000 | 2,530,000 |
| Total capital | 2,421,000 | 2,479,000 | 2,512,000 | 2,596,000 |
| Risk-weighted assets | 7,636,000 | 7,922,000 | 7,728,000 | 7,562,000 |