Call reports 2004
FIRST NATIONAL BANK IN TIGERTON — 2004
What FIRST NATIONAL BANK IN TIGERTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 18,494,000 | 19,219,000 | 18,580,000 | 18,675,000 |
| Total loans | 9,117,000 | 9,051,000 | 9,372,000 | 9,503,000 |
| Allowance for loan losses | 66,000 | 66,000 | 66,000 | 66,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,512,000 | 6,507,000 | 7,008,000 | 7,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,995,000 | 16,676,000 | 16,004,000 | 16,061,000 |
| Interest-bearing deposits | 14,576,000 | 15,103,000 | 14,368,000 | 14,342,000 |
| Noninterest-bearing deposits | 1,419,000 | 1,573,000 | 1,636,000 | 1,719,000 |
| Equity capital | 2,213,000 | 2,275,000 | 2,315,000 | 2,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 191,000 | 379,000 | 575,000 | 780,000 |
| Interest expense | 42,000 | 85,000 | 130,000 | 176,000 |
| Net interest income | 149,000 | 294,000 | 445,000 | 604,000 |
| Noninterest income | 17,000 | 32,000 | 49,000 | 67,000 |
| Noninterest expense | 100,000 | 198,000 | 306,000 | 420,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 128,000 | 188,000 | 251,000 |
| Income tax | 97,000 | 97,000 | 97,000 | 97,000 |
| Net income | -31,000 | 31,000 | 91,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,213,000 | 2,275,000 | 2,315,000 | 2,378,000 |
| Total capital | 2,279,000 | 2,341,000 | 2,381,000 | 2,444,000 |
| Risk-weighted assets | 7,451,000 | 7,524,000 | 7,388,000 | 7,489,000 |