Call reports 2003
FIRST NATIONAL BANK IN TIGERTON — 2003
What FIRST NATIONAL BANK IN TIGERTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 17,854,000 | 18,142,000 | 18,331,000 | 18,814,000 |
| Total loans | 9,010,000 | 9,097,000 | 8,996,000 | 9,285,000 |
| Allowance for loan losses | 66,000 | 66,000 | 66,000 | 66,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,273,000 | 5,756,000 | 6,010,000 | 5,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,385,000 | 15,635,000 | 15,815,000 | 16,289,000 |
| Interest-bearing deposits | 14,086,000 | 14,140,000 | 14,325,000 | 14,857,000 |
| Noninterest-bearing deposits | 1,299,000 | 1,495,000 | 1,490,000 | 1,432,000 |
| Equity capital | 2,180,000 | 2,222,000 | 2,239,000 | 2,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 214,000 | 422,000 | 622,000 | 819,000 |
| Interest expense | 63,000 | 125,000 | 175,000 | 220,000 |
| Net interest income | 151,000 | 297,000 | 447,000 | 599,000 |
| Noninterest income | 11,000 | 26,000 | 43,000 | 56,000 |
| Noninterest expense | 92,000 | 190,000 | 296,000 | 410,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 139,000 | 201,000 | 251,000 |
| Income tax | 15,000 | 42,000 | 67,000 | 87,000 |
| Net income | 55,000 | 97,000 | 134,000 | 164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,180,000 | 2,222,000 | 2,239,000 | 2,269,000 |
| Total capital | 2,246,000 | 2,288,000 | 2,305,000 | 2,335,000 |
| Risk-weighted assets | 8,225,000 | 8,156,000 | 6,859,000 | 6,962,000 |