Call reports 2025
FARMERS SAVINGS BANK — 2025
What FARMERS SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 129,569,000 | 128,924,000 | 133,367,000 | 135,691,000 |
| Total loans | 88,375,000 | 86,464,000 | 89,064,000 | 89,337,000 |
| Allowance for loan losses | 1,163,000 | 1,168,000 | 1,168,000 | 1,169,000 |
| Securities available for sale | 26,926,000 | 26,881,000 | 27,407,000 | 27,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,219,000 | 111,165,000 | 106,842,000 | 112,737,000 |
| Interest-bearing deposits | 90,760,000 | 88,438,000 | 85,562,000 | 86,174,000 |
| Noninterest-bearing deposits | 20,459,000 | 22,727,000 | 21,280,000 | 26,563,000 |
| Equity capital | 12,658,000 | 13,073,000 | 13,955,000 | 14,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,539,000 | 3,081,000 | 4,660,000 | 6,288,000 |
| Interest expense | 704,000 | 1,359,000 | 1,980,000 | 2,641,000 |
| Net interest income | 835,000 | 1,722,000 | 2,680,000 | 3,647,000 |
| Noninterest income | 68,000 | 129,000 | 188,000 | 272,000 |
| Noninterest expense | 801,000 | 1,622,000 | 2,464,000 | 3,301,000 |
| Provision for loan losses | 0 | 0 | -2,000 | -2,000 |
| Pretax income | 102,000 | 229,000 | 402,000 | 616,000 |
| Income tax | 0 | -20,000 | -20,000 | -20,000 |
| Net income | 102,000 | 249,000 | 422,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,876,000 | 18,015,000 | 18,107,000 | 18,155,000 |