Call reports 2024
FARMERS SAVINGS BANK — 2024
What FARMERS SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 125,737,000 | 127,298,000 | 130,009,000 | 126,477,000 |
| Total loans | 71,742,000 | 76,932,000 | 79,011,000 | 89,048,000 |
| Allowance for loan losses | 1,167,000 | 1,168,000 | 1,171,000 | 1,161,000 |
| Securities available for sale | 41,608,000 | 40,051,000 | 41,169,000 | 26,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,114,000 | 101,815,000 | 100,205,000 | 104,218,000 |
| Interest-bearing deposits | 79,378,000 | 80,110,000 | 79,961,000 | 83,630,000 |
| Noninterest-bearing deposits | 21,736,000 | 21,705,000 | 20,244,000 | 20,588,000 |
| Equity capital | 13,160,000 | 12,861,000 | 14,033,000 | 12,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,241,000 | 2,488,000 | 3,875,000 | 5,339,000 |
| Interest expense | 595,000 | 1,220,000 | 1,907,000 | 2,645,000 |
| Net interest income | 646,000 | 1,268,000 | 1,968,000 | 2,694,000 |
| Noninterest income | 81,000 | 158,000 | 201,000 | 310,000 |
| Noninterest expense | 709,000 | 1,419,000 | 2,216,000 | 3,184,000 |
| Provision for loan losses | 0 | 0 | 0 | -11,000 |
| Pretax income | 18,000 | 7,000 | -47,000 | -1,170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,000 | 7,000 | -47,000 | -1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,123,000 | 19,112,000 | 19,057,000 | 17,784,000 |