Call reports 2023
FARMERS SAVINGS BANK — 2023
What FARMERS SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 127,622,000 | 124,102,000 | 125,979,000 | 124,631,000 |
| Total loans | 70,327,000 | 70,883,000 | 72,358,000 | 70,822,000 |
| Allowance for loan losses | 1,561,000 | 1,465,000 | 1,437,000 | 1,165,000 |
| Securities available for sale | 43,344,000 | 42,050,000 | 39,650,000 | 42,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,702,000 | 98,368,000 | 102,598,000 | 98,515,000 |
| Interest-bearing deposits | 86,282,000 | 73,248,000 | 78,958,000 | 75,933,000 |
| Noninterest-bearing deposits | 24,420,000 | 25,120,000 | 23,640,000 | 22,582,000 |
| Equity capital | 13,598,000 | 13,088,000 | 10,890,000 | 13,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,150,000 | 3,284,000 | 4,463,000 |
| Interest expense | 245,000 | 557,000 | 983,000 | 1,497,000 |
| Net interest income | 829,000 | 1,593,000 | 2,301,000 | 2,966,000 |
| Noninterest income | 74,000 | 143,000 | 364,000 | 423,000 |
| Noninterest expense | 817,000 | 1,635,000 | 2,454,000 | 3,138,000 |
| Provision for loan losses | 0 | 0 | -20,000 | -270,000 |
| Pretax income | 86,000 | 101,000 | 211,000 | 501,000 |
| Income tax | 16,000 | 16,000 | 16,000 | 16,000 |
| Net income | 70,000 | 85,000 | 195,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,375,000 | 19,390,000 | 19,289,000 | 19,105,000 |