Call reports 2022
FARMERS SAVINGS BANK — 2022
What FARMERS SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 138,209,000 | 141,381,000 | 137,033,000 | 129,662,000 |
| Total loans | 73,436,000 | 71,780,000 | 71,693,000 | 69,562,000 |
| Allowance for loan losses | 1,557,000 | 1,564,000 | 1,571,000 | 1,577,000 |
| Securities available for sale | 43,987,000 | 42,963,000 | 41,041,000 | 42,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,733,000 | 127,778,000 | 125,635,000 | 114,500,000 |
| Interest-bearing deposits | 98,525,000 | 101,486,000 | 99,461,000 | 91,448,000 |
| Noninterest-bearing deposits | 24,208,000 | 26,292,000 | 26,174,000 | 23,052,000 |
| Equity capital | 15,139,000 | 13,242,000 | 10,990,000 | 12,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,058,000 | 2,098,000 | 3,188,000 | 4,312,000 |
| Interest expense | 113,000 | 231,000 | 350,000 | 483,000 |
| Net interest income | 945,000 | 1,867,000 | 2,838,000 | 3,829,000 |
| Noninterest income | 68,000 | 399,000 | 465,000 | 532,000 |
| Noninterest expense | 838,000 | 1,665,000 | 2,547,000 | 3,733,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 175,000 | 601,000 | 756,000 | 628,000 |
| Income tax | 17,000 | 32,000 | 48,000 | 58,000 |
| Net income | 158,000 | 569,000 | 708,000 | 570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,103,000 | 19,513,000 | 19,512,000 | 19,305,000 |