Call reports 2021
FARMERS SAVINGS BANK — 2021
What FARMERS SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 136,179,000 | 142,063,000 | 140,655,000 | 138,578,000 |
| Total loans | 79,169,000 | 74,898,000 | 76,288,000 | 75,028,000 |
| Allowance for loan losses | 1,532,000 | 1,540,000 | 1,547,000 | 1,552,000 |
| Securities available for sale | 33,390,000 | 42,241,000 | 46,788,000 | 46,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,807,000 | 122,923,000 | 117,219,000 | 119,257,000 |
| Interest-bearing deposits | 95,495,000 | 97,237,000 | 92,423,000 | 95,783,000 |
| Noninterest-bearing deposits | 22,312,000 | 25,686,000 | 24,796,000 | 23,474,000 |
| Equity capital | 18,101,000 | 18,828,000 | 19,040,000 | 19,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 2,617,000 | 3,726,000 | 4,805,000 |
| Interest expense | 137,000 | 271,000 | 395,000 | 512,000 |
| Net interest income | 1,276,000 | 2,346,000 | 3,331,000 | 4,293,000 |
| Noninterest income | 60,000 | 149,000 | 431,000 | 597,000 |
| Noninterest expense | 823,000 | 1,577,000 | 2,420,000 | 3,303,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 513,000 | 918,000 | 1,342,000 | 1,587,000 |
| Income tax | 16,000 | 32,000 | 48,000 | 63,000 |
| Net income | 497,000 | 886,000 | 1,294,000 | 1,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,225,000 | 18,615,000 | 18,855,000 | 18,945,000 |