Call reports 2020
FARMERS SAVINGS BANK — 2020
What FARMERS SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 111,370,000 | 123,816,000 | 122,746,000 | 128,680,000 |
| Total loans | 83,244,000 | 82,079,000 | 82,413,000 | 77,444,000 |
| Allowance for loan losses | 1,135,000 | 1,140,000 | 1,526,000 | 1,533,000 |
| Securities available for sale | 12,494,000 | 14,275,000 | 28,447,000 | 29,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,909,000 | 105,300,000 | 104,105,000 | 110,181,000 |
| Interest-bearing deposits | 78,385,000 | 86,194,000 | 85,077,000 | 89,412,000 |
| Noninterest-bearing deposits | 15,524,000 | 19,106,000 | 19,028,000 | 20,769,000 |
| Equity capital | 17,074,000 | 18,115,000 | 18,193,000 | 18,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,350,000 | 3,438,000 | 4,569,000 |
| Interest expense | 181,000 | 341,000 | 497,000 | 654,000 |
| Net interest income | 981,000 | 2,009,000 | 2,941,000 | 3,915,000 |
| Noninterest income | 74,000 | 370,000 | 378,000 | 446,000 |
| Noninterest expense | 789,000 | 1,568,000 | 2,338,000 | 3,194,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 266,000 | 811,000 | 981,000 | 1,167,000 |
| Income tax | 23,000 | 36,000 | 49,000 | 0 |
| Net income | 243,000 | 775,000 | 932,000 | 1,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,247,000 | 17,717,000 | 17,874,000 | 17,728,000 |
| Total capital | 18,222,000 | 18,774,000 | 18,919,000 | — |
| Risk-weighted assets | 77,892,000 | 84,478,000 | 83,121,000 | — |