Call reports 2019
FARMERS SAVINGS BANK — 2019
What FARMERS SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 119,064,000 | 114,990,000 | 112,483,000 | 110,693,000 |
| Total loans | 94,016,000 | 90,071,000 | 87,269,000 | 82,993,000 |
| Allowance for loan losses | 1,253,000 | 1,295,000 | 1,234,000 | 1,147,000 |
| Securities available for sale | 6,871,000 | 6,666,000 | 7,872,000 | 10,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,852,000 | 97,399,000 | 94,599,000 | 92,849,000 |
| Interest-bearing deposits | 86,352,000 | 77,173,000 | 78,937,000 | 72,115,000 |
| Noninterest-bearing deposits | 15,500,000 | 20,226,000 | 15,662,000 | 20,734,000 |
| Equity capital | 16,801,000 | 17,214,000 | 17,418,000 | 17,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,409,000 | 2,677,000 | 3,966,000 | 5,125,000 |
| Interest expense | 223,000 | 440,000 | 642,000 | 844,000 |
| Net interest income | 1,186,000 | 2,237,000 | 3,324,000 | 4,281,000 |
| Noninterest income | 134,000 | 198,000 | 280,000 | 344,000 |
| Noninterest expense | 841,000 | 1,654,000 | 2,615,000 | 3,347,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 479,000 | 781,000 | 989,000 | 1,278,000 |
| Income tax | 29,000 | -13,000 | 16,000 | 44,000 |
| Net income | 450,000 | 794,000 | 973,000 | 1,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,751,000 | 17,096,000 | 17,274,000 | 17,365,000 |
| Total capital | 17,791,000 | 18,103,000 | 18,261,000 | 18,321,000 |
| Risk-weighted assets | 83,015,000 | 80,300,000 | 78,756,000 | 76,291,000 |