Call reports 2018
FARMERS SAVINGS BANK — 2018
What FARMERS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 132,457,000 | 128,537,000 | 125,097,000 | 123,094,000 |
| Total loans | 110,622,000 | 104,093,000 | 101,077,000 | 97,458,000 |
| Allowance for loan losses | 1,805,000 | 1,764,000 | 1,288,000 | 1,197,000 |
| Securities available for sale | 3,823,000 | 4,897,000 | 5,360,000 | 6,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,439,000 | 112,145,000 | 108,287,000 | 106,060,000 |
| Interest-bearing deposits | 101,808,000 | 96,241,000 | 93,531,000 | 90,224,000 |
| Noninterest-bearing deposits | 14,631,000 | 15,904,000 | 14,756,000 | 15,836,000 |
| Equity capital | 15,693,000 | 15,999,000 | 16,233,000 | 16,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,816,000 | 4,129,000 | 5,530,000 |
| Interest expense | 253,000 | 508,000 | 753,000 | 1,002,000 |
| Net interest income | 1,196,000 | 2,308,000 | 3,376,000 | 4,528,000 |
| Noninterest income | 91,000 | 142,000 | 224,000 | 320,000 |
| Noninterest expense | 796,000 | 1,603,000 | 2,456,000 | 3,281,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 102,000 |
| Pretax income | 391,000 | 747,000 | 1,044,000 | 1,465,000 |
| Income tax | 29,000 | 57,000 | 86,000 | 114,000 |
| Net income | 362,000 | 690,000 | 958,000 | 1,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,678,000 | 16,005,000 | 16,273,000 | 16,666,000 |
| Total capital | 16,895,000 | 17,165,000 | 17,404,000 | 17,749,000 |
| Risk-weighted assets | 96,814,000 | 92,210,000 | 90,373,000 | 86,595,000 |