Call reports 2017
FARMERS SAVINGS BANK — 2017
What FARMERS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 135,728,000 | 136,148,000 | 136,594,000 | 132,937,000 |
| Total loans | 118,257,000 | 121,777,000 | 122,255,000 | 119,098,000 |
| Allowance for loan losses | 1,464,000 | 1,556,000 | 1,804,000 | 1,693,000 |
| Securities available for sale | 5,290,000 | 4,797,000 | 4,447,000 | 3,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,166,000 | 115,011,000 | 115,226,000 | 117,283,000 |
| Interest-bearing deposits | 95,312,000 | 99,808,000 | 101,106,000 | 101,270,000 |
| Noninterest-bearing deposits | 19,854,000 | 15,203,000 | 14,120,000 | 16,013,000 |
| Equity capital | 15,065,000 | 15,570,000 | 15,627,000 | 15,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 3,053,000 | 4,641,000 | 6,254,000 |
| Interest expense | 214,000 | 449,000 | 708,000 | 998,000 |
| Net interest income | 1,288,000 | 2,604,000 | 3,933,000 | 5,256,000 |
| Noninterest income | 126,000 | 185,000 | 415,000 | 502,000 |
| Noninterest expense | 671,000 | 1,312,000 | 2,065,000 | 2,937,000 |
| Provision for loan losses | 310,000 | 485,000 | 773,000 | 773,000 |
| Pretax income | 433,000 | 992,000 | 1,510,000 | 2,048,000 |
| Income tax | 54,000 | 110,000 | 164,000 | 115,000 |
| Net income | 379,000 | 882,000 | 1,346,000 | 1,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,987,000 | 15,490,000 | 15,559,000 | 15,315,000 |
| Total capital | 16,251,000 | 16,788,000 | 16,866,000 | 16,588,000 |
| Risk-weighted assets | 100,987,000 | 103,610,000 | 104,071,000 | 101,469,000 |