Call reports 2016
FARMERS SAVINGS BANK — 2016
What FARMERS SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 133,978,000 | 138,736,000 | 135,322,000 | 135,047,000 |
| Total loans | 114,238,000 | 117,926,000 | 116,883,000 | 115,952,000 |
| Allowance for loan losses | 1,243,000 | 1,311,000 | 1,339,000 | 1,151,000 |
| Securities available for sale | 7,530,000 | 6,674,000 | 5,827,000 | 5,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,066,000 | 118,531,000 | 114,795,000 | 114,988,000 |
| Interest-bearing deposits | 100,029,000 | 99,004,000 | 95,260,000 | 99,911,000 |
| Noninterest-bearing deposits | 14,037,000 | 19,527,000 | 19,535,000 | 15,077,000 |
| Equity capital | 14,097,000 | 14,276,000 | 14,771,000 | 14,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,484,000 | 3,013,000 | 4,596,000 | 6,134,000 |
| Interest expense | 231,000 | 462,000 | 692,000 | 932,000 |
| Net interest income | 1,253,000 | 2,551,000 | 3,904,000 | 5,202,000 |
| Noninterest income | 119,000 | 229,000 | 331,000 | 404,000 |
| Noninterest expense | 686,000 | 1,281,000 | 1,976,000 | 2,674,000 |
| Provision for loan losses | 270,000 | 836,000 | 933,000 | 933,000 |
| Pretax income | 416,000 | 663,000 | 1,326,000 | 1,999,000 |
| Income tax | 29,000 | 100,000 | 154,000 | 118,000 |
| Net income | 387,000 | 563,000 | 1,172,000 | 1,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,965,000 | 14,140,000 | 14,668,000 | 14,608,000 |
| Total capital | 15,190,000 | 15,405,000 | 15,926,000 | 15,759,000 |
| Risk-weighted assets | 98,047,000 | 101,167,000 | 100,625,000 | 98,626,000 |