Call reports 2013
FARMERS SAVINGS BANK — 2013
What FARMERS SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 103,316,000 | 105,091,000 | 107,262,000 | 107,276,000 |
| Total loans | 76,428,000 | 79,827,000 | 84,354,000 | 86,658,000 |
| Allowance for loan losses | 1,286,000 | 1,319,000 | 1,145,000 | 1,130,000 |
| Securities available for sale | 12,025,000 | 11,835,000 | 12,153,000 | 12,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,555,000 | 90,067,000 | 91,474,000 | 92,160,000 |
| Interest-bearing deposits | 76,291,000 | 77,392,000 | 79,775,000 | 79,499,000 |
| Noninterest-bearing deposits | 12,265,000 | 12,676,000 | 11,699,000 | 12,660,000 |
| Equity capital | 10,073,000 | 10,432,000 | 11,063,000 | 10,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,169,000 | 2,403,000 | 3,668,000 | 4,961,000 |
| Interest expense | 227,000 | 455,000 | 685,000 | 918,000 |
| Net interest income | 942,000 | 1,948,000 | 2,983,000 | 4,043,000 |
| Noninterest income | 84,000 | 178,000 | 271,000 | 362,000 |
| Noninterest expense | 530,000 | 1,020,000 | 1,512,000 | 2,183,000 |
| Provision for loan losses | 0 | 52,000 | 52,000 | 52,000 |
| Pretax income | 496,000 | 1,054,000 | 1,690,000 | 2,166,000 |
| Income tax | 0 | 22,000 | 53,000 | 350,000 |
| Net income | 496,000 | 1,032,000 | 1,637,000 | 1,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,819,000 | 10,355,000 | 10,960,000 | 10,539,000 |
| Total capital | 10,665,000 | 11,230,000 | 11,869,000 | 11,472,000 |
| Risk-weighted assets | 67,210,000 | 69,566,000 | 73,499,000 | 74,471,000 |