Call reports 2012
FARMERS SAVINGS BANK — 2012
What FARMERS SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,768,000 | 95,364,000 | 96,429,000 | 96,954,000 |
| Total loans | 71,388,000 | 73,589,000 | 75,374,000 | 75,783,000 |
| Allowance for loan losses | 1,233,000 | 1,252,000 | 1,458,000 | 1,300,000 |
| Securities available for sale | 11,090,000 | 9,947,000 | 11,526,000 | 11,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,068,000 | 79,570,000 | 80,371,000 | 82,785,000 |
| Interest-bearing deposits | 68,128,000 | 68,944,000 | 69,429,000 | 71,062,000 |
| Noninterest-bearing deposits | 9,940,000 | 10,626,000 | 10,942,000 | 11,724,000 |
| Equity capital | 8,806,000 | 9,217,000 | 9,457,000 | 9,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,389,000 | 3,606,000 | 4,832,000 |
| Interest expense | 263,000 | 515,000 | 769,000 | 1,017,000 |
| Net interest income | 934,000 | 1,874,000 | 2,837,000 | 3,815,000 |
| Noninterest income | 63,000 | 137,000 | 210,000 | 303,000 |
| Noninterest expense | 543,000 | 1,011,000 | 1,479,000 | 2,065,000 |
| Provision for loan losses | 96,000 | 96,000 | 296,000 | 296,000 |
| Pretax income | 358,000 | 904,000 | 1,272,000 | 1,757,000 |
| Income tax | 110,000 | 286,000 | 434,000 | 576,000 |
| Net income | 248,000 | 618,000 | 838,000 | 1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,561,000 | 8,931,000 | 9,150,000 | 9,323,000 |
| Total capital | 9,352,000 | 9,739,000 | 9,977,000 | 10,142,000 |
| Risk-weighted assets | 62,820,000 | 64,164,000 | 65,562,000 | 65,008,000 |