Call reports 2011
FARMERS SAVINGS BANK — 2011
What FARMERS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,233,000 | 89,575,000 | 89,907,000 | 92,728,000 |
| Total loans | 67,576,000 | 69,768,000 | 71,312,000 | 70,847,000 |
| Allowance for loan losses | 1,054,000 | 1,060,000 | 1,062,000 | 1,136,000 |
| Securities available for sale | 5,310,000 | 5,693,000 | 5,008,000 | 10,903,000 |
| Securities held to maturity | 6,680,000 | 6,051,000 | 5,844,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,854,000 | 74,189,000 | 73,829,000 | 76,554,000 |
| Interest-bearing deposits | 63,378,000 | 65,526,000 | 64,899,000 | 67,081,000 |
| Noninterest-bearing deposits | 9,476,000 | 8,663,000 | 8,930,000 | 9,473,000 |
| Equity capital | 6,574,000 | 7,699,000 | 8,298,000 | 8,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,178,000 | 2,378,000 | 3,605,000 | 4,843,000 |
| Interest expense | 277,000 | 551,000 | 825,000 | 1,104,000 |
| Net interest income | 901,000 | 1,827,000 | 2,780,000 | 3,739,000 |
| Noninterest income | 70,000 | 85,000 | 177,000 | 2,000 |
| Noninterest expense | 513,000 | 1,032,000 | 1,523,000 | 2,059,000 |
| Provision for loan losses | 91,000 | 131,000 | 163,000 | 210,000 |
| Pretax income | 367,000 | 749,000 | 1,271,000 | 1,472,000 |
| Income tax | 116,000 | 229,000 | 406,000 | 457,000 |
| Net income | 251,000 | 520,000 | 865,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,606,000 | 7,648,000 | 8,196,000 | 8,347,000 |
| Total capital | 7,349,000 | 8,412,000 | 8,989,000 | 9,128,000 |
| Risk-weighted assets | 59,144,000 | 60,788,000 | 62,875,000 | 62,523,000 |