Call reports 2009
FARMERS SAVINGS BANK — 2009
What FARMERS SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 70,748,000 | 75,837,000 | 75,120,000 | 77,121,000 |
| Total loans | 53,005,000 | 57,620,000 | 61,104,000 | 62,103,000 |
| Allowance for loan losses | 407,000 | 471,000 | 716,000 | 746,000 |
| Securities available for sale | 1,771,000 | 1,608,000 | 1,609,000 | 1,600,000 |
| Securities held to maturity | 5,870,000 | 6,114,000 | 6,107,000 | 5,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,641,000 | 62,749,000 | 58,359,000 | 61,388,000 |
| Interest-bearing deposits | 51,065,000 | 54,250,000 | 50,617,000 | 53,552,000 |
| Noninterest-bearing deposits | 7,576,000 | 8,499,000 | 7,742,000 | 7,836,000 |
| Equity capital | 5,052,000 | 5,199,000 | 5,316,000 | 5,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,990,000 | 3,077,000 | 4,198,000 |
| Interest expense | 365,000 | 741,000 | 1,073,000 | 1,395,000 |
| Net interest income | 604,000 | 1,249,000 | 2,004,000 | 2,803,000 |
| Noninterest income | 57,000 | 120,000 | 182,000 | 297,000 |
| Noninterest expense | 388,000 | 808,000 | 1,191,000 | 1,757,000 |
| Provision for loan losses | 19,000 | 112,000 | 387,000 | 430,000 |
| Pretax income | 254,000 | 449,000 | 608,000 | 913,000 |
| Income tax | 75,000 | 129,000 | 171,000 | 256,000 |
| Net income | 179,000 | 320,000 | 437,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,036,000 | 5,178,000 | 5,295,000 | 5,453,000 |
| Total capital | 5,443,000 | 5,649,000 | 5,957,000 | 6,125,000 |
| Risk-weighted assets | 47,158,000 | 50,805,000 | 52,937,000 | 53,696,000 |