Call reports 2002
FARMERS SAVINGS BANK — 2002
What FARMERS SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,034,000 | 36,697,000 | 37,166,000 | 37,435,000 |
| Total loans | 19,996,000 | 20,334,000 | 20,917,000 | 20,403,000 |
| Allowance for loan losses | 237,000 | 284,000 | 309,000 | 297,000 |
| Securities available for sale | 12,901,000 | 13,117,000 | 12,365,000 | 12,625,000 |
| Securities held to maturity | 2,248,000 | 1,507,000 | 1,506,000 | 1,704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,427,000 | 29,921,000 | 30,638,000 | 30,960,000 |
| Interest-bearing deposits | 26,681,000 | 26,467,000 | 26,899,000 | 26,990,000 |
| Noninterest-bearing deposits | 3,746,000 | 3,454,000 | 3,739,000 | 3,970,000 |
| Equity capital | 3,371,000 | 3,479,000 | 3,579,000 | 3,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,152,000 | 1,715,000 | 2,254,000 |
| Interest expense | 283,000 | 543,000 | 796,000 | 1,039,000 |
| Net interest income | 298,000 | 609,000 | 919,000 | 1,215,000 |
| Noninterest income | 40,000 | 76,000 | 109,000 | 171,000 |
| Noninterest expense | 227,000 | 467,000 | 714,000 | 1,016,000 |
| Provision for loan losses | 12,000 | 112,000 | 145,000 | 145,000 |
| Pretax income | 104,000 | 163,000 | 235,000 | 287,000 |
| Income tax | 32,000 | 46,000 | 65,000 | 71,000 |
| Net income | 72,000 | 117,000 | 170,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,214,000 | 3,260,000 | 3,313,000 | 3,315,000 |
| Total capital | 3,451,000 | 3,511,000 | 3,569,000 | 3,567,000 |
| Risk-weighted assets | 20,283,000 | 20,081,000 | 20,452,000 | 20,127,000 |