Call reports 2001
FARMERS SAVINGS BANK — 2001
What FARMERS SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,263,000 | 36,711,000 | 37,497,000 | 38,676,000 |
| Total loans | 19,219,000 | 20,322,000 | 20,275,000 | 20,411,000 |
| Allowance for loan losses | 196,000 | 222,000 | 237,000 | 226,000 |
| Securities available for sale | 12,404,000 | 11,894,000 | 12,521,000 | 12,321,000 |
| Securities held to maturity | 2,733,000 | 2,151,000 | 2,150,000 | 2,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,971,000 | 29,338,000 | 30,043,000 | 30,563,000 |
| Interest-bearing deposits | 27,612,000 | 26,461,000 | 26,833,000 | 27,008,000 |
| Noninterest-bearing deposits | 3,359,000 | 2,877,000 | 3,210,000 | 3,555,000 |
| Equity capital | 3,195,000 | 3,248,000 | 3,414,000 | 3,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,257,000 | 1,902,000 | 2,517,000 |
| Interest expense | 364,000 | 712,000 | 1,053,000 | 1,379,000 |
| Net interest income | 262,000 | 545,000 | 849,000 | 1,138,000 |
| Noninterest income | 29,000 | 57,000 | 81,000 | 151,000 |
| Noninterest expense | 244,000 | 463,000 | 678,000 | 946,000 |
| Provision for loan losses | 0 | 40,000 | 56,000 | 74,000 |
| Pretax income | 47,000 | 99,000 | 197,000 | 327,000 |
| Income tax | 10,000 | 19,000 | 48,000 | 84,000 |
| Net income | 37,000 | 80,000 | 149,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,981,000 | 3,024,000 | 3,093,000 | 3,143,000 |
| Total capital | 3,177,000 | 3,246,000 | 3,330,000 | 3,369,000 |
| Risk-weighted assets | 19,632,000 | 20,198,000 | 20,823,000 | 20,883,000 |