Call reports 2013
FOSTER BANK, THE — 2013
What FOSTER BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 395,085,000 | 380,495,000 |
| Total loans | 313,178,000 | 302,101,000 |
| Allowance for loan losses | 10,125,000 | 9,851,000 |
| Securities available for sale | 4,874,000 | 4,985,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 341,517,000 | 333,249,000 |
| Interest-bearing deposits | 239,184,000 | 231,090,000 |
| Noninterest-bearing deposits | 102,333,000 | 102,159,000 |
| Equity capital | 22,588,000 | 22,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 3,909,000 | 7,592,000 |
| Interest expense | 423,000 | 829,000 |
| Net interest income | 3,486,000 | 6,763,000 |
| Noninterest income | 1,176,000 | 2,243,000 |
| Noninterest expense | 4,080,000 | 8,268,000 |
| Provision for loan losses | 1,650,000 | 1,950,000 |
| Pretax income | -1,068,000 | -1,212,000 |
| Income tax | 0 | 0 |
| Net income | -1,068,000 | -1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 22,103,000 | 22,247,000 |
| Total capital | 26,066,000 | 26,082,000 |
| Risk-weighted assets | 310,874,000 | 300,746,000 |