Call reports 2012
FOSTER BANK, THE — 2012
What FOSTER BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 440,583,000 | 444,144,000 | 423,408,000 | 412,130,000 |
| Total loans | 387,684,000 | 361,987,000 | 345,408,000 | 326,927,000 |
| Allowance for loan losses | 14,458,000 | 12,188,000 | 12,038,000 | 11,259,000 |
| Securities available for sale | 6,796,000 | 6,214,000 | 5,705,000 | 5,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,004,000 | 358,770,000 | 349,046,000 | 357,457,000 |
| Interest-bearing deposits | 244,011,000 | 254,391,000 | 252,395,000 | 251,890,000 |
| Noninterest-bearing deposits | 105,993,000 | 104,379,000 | 96,651,000 | 105,567,000 |
| Equity capital | 31,358,000 | 29,771,000 | 23,881,000 | 23,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,215,000 | 10,192,000 | 14,778,000 | 18,960,000 |
| Interest expense | 577,000 | 1,109,000 | 1,623,000 | 2,086,000 |
| Net interest income | 4,638,000 | 9,083,000 | 13,155,000 | 16,874,000 |
| Noninterest income | 504,000 | 1,727,000 | 2,595,000 | 3,308,000 |
| Noninterest expense | 4,340,000 | 9,040,000 | 14,177,000 | 17,854,000 |
| Provision for loan losses | 2,250,000 | 4,800,000 | 10,500,000 | 11,400,000 |
| Pretax income | -1,448,000 | -3,030,000 | -8,927,000 | -9,072,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,448,000 | -3,030,000 | -8,927,000 | -9,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,825,000 | 29,197,000 | 23,291,000 | 23,157,000 |
| Total capital | 35,632,000 | 33,669,000 | 27,630,000 | 27,287,000 |
| Risk-weighted assets | 374,945,000 | 350,051,000 | 339,410,000 | 323,255,000 |