Call reports 2011
FOSTER BANK, THE — 2011
What FOSTER BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 540,031,000 | 527,907,000 | 494,952,000 | 465,564,000 |
| Total loans | 467,377,000 | 447,360,000 | 435,488,000 | 399,680,000 |
| Allowance for loan losses | 9,391,000 | 10,992,000 | 12,653,000 | 12,904,000 |
| Securities available for sale | 9,915,000 | 9,109,000 | 8,580,000 | 7,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,025,000 | 424,885,000 | 396,070,000 | 368,184,000 |
| Interest-bearing deposits | 326,287,000 | 315,423,000 | 288,324,000 | 264,293,000 |
| Noninterest-bearing deposits | 110,738,000 | 109,462,000 | 107,746,000 | 103,891,000 |
| Equity capital | 50,383,000 | 50,073,000 | 46,329,000 | 32,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,721,000 | 12,761,000 | 18,671,000 | 24,183,000 |
| Interest expense | 941,000 | 1,860,000 | 2,668,000 | 3,346,000 |
| Net interest income | 5,780,000 | 10,901,000 | 16,003,000 | 20,837,000 |
| Noninterest income | 997,000 | 3,721,000 | 4,983,000 | 4,697,000 |
| Noninterest expense | 4,421,000 | 8,815,000 | 13,130,000 | 18,406,000 |
| Provision for loan losses | 1,500,000 | 5,250,000 | 11,075,000 | 23,803,000 |
| Pretax income | 856,000 | 557,000 | -3,219,000 | -16,675,000 |
| Income tax | 62,000 | 9,000 | 15,000 | 0 |
| Net income | 794,000 | 548,000 | -3,234,000 | -16,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,848,000 | 49,529,000 | 45,757,000 | 32,296,000 |
| Total capital | 55,509,000 | 55,017,000 | 51,123,000 | 37,279,000 |
| Risk-weighted assets | 448,398,000 | 433,520,000 | 421,960,000 | 390,694,000 |