Call reports 2010
FOSTER BANK, THE — 2010
What FOSTER BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 547,926,000 | 554,939,000 | 563,365,000 | 533,356,000 |
| Total loans | 499,415,000 | 497,107,000 | 490,568,000 | 479,641,000 |
| Allowance for loan losses | 8,295,000 | 9,097,000 | 8,094,000 | 10,381,000 |
| Securities available for sale | 14,129,000 | 13,713,000 | 12,514,000 | 11,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,804,000 | 441,397,000 | 448,382,000 | 430,747,000 |
| Interest-bearing deposits | 337,064,000 | 340,599,000 | 344,630,000 | 330,935,000 |
| Noninterest-bearing deposits | 97,740,000 | 100,798,000 | 103,752,000 | 99,812,000 |
| Equity capital | 53,233,000 | 53,296,000 | 54,044,000 | 49,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,254,000 | 14,445,000 | 21,593,000 | 28,524,000 |
| Interest expense | 2,017,000 | 3,685,000 | 5,203,000 | 6,429,000 |
| Net interest income | 5,237,000 | 10,760,000 | 16,390,000 | 22,095,000 |
| Noninterest income | 872,000 | 1,854,000 | 2,958,000 | 4,190,000 |
| Noninterest expense | 3,945,000 | 8,456,000 | 12,804,000 | 19,097,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 4,500,000 | 9,350,000 |
| Pretax income | 664,000 | 1,158,000 | 2,044,000 | -2,162,000 |
| Income tax | 11,000 | 24,000 | 39,000 | 17,000 |
| Net income | 653,000 | 1,134,000 | 2,005,000 | -2,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,770,000 | 52,683,000 | 53,442,000 | 49,143,000 |
| Total capital | 58,598,000 | 58,547,000 | 59,326,000 | 54,869,000 |
| Risk-weighted assets | 463,751,000 | 465,885,000 | 468,486,000 | 453,409,000 |