Call reports 2006
FOSTER BANK, THE — 2006
What FOSTER BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 440,485,000 | 446,522,000 | 461,021,000 | 484,234,000 |
| Total loans | 384,956,000 | 397,227,000 | 414,259,000 | 425,698,000 |
| Allowance for loan losses | 3,408,000 | 3,634,000 | 3,779,000 | 3,811,000 |
| Securities available for sale | 29,918,000 | 27,591,000 | 26,104,000 | 24,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,615,000 | 369,687,000 | 368,632,000 | 369,001,000 |
| Interest-bearing deposits | 254,434,000 | 264,509,000 | 269,728,000 | 267,040,000 |
| Noninterest-bearing deposits | 102,181,000 | 105,178,000 | 98,904,000 | 101,961,000 |
| Equity capital | 41,948,000 | 42,704,000 | 44,777,000 | 47,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,289,000 | 15,071,000 | 23,278,000 | 31,817,000 |
| Interest expense | 2,324,000 | 4,932,000 | 7,911,000 | 11,309,000 |
| Net interest income | 4,965,000 | 10,139,000 | 15,367,000 | 20,508,000 |
| Noninterest income | 961,000 | 2,310,000 | 3,218,000 | 4,148,000 |
| Noninterest expense | 3,155,000 | 6,417,000 | 9,628,000 | 13,066,000 |
| Provision for loan losses | 345,000 | 575,000 | 820,000 | 880,000 |
| Pretax income | 2,426,000 | 5,457,000 | 8,137,000 | 10,710,000 |
| Income tax | 45,000 | 90,000 | 135,000 | 180,000 |
| Net income | 2,381,000 | 5,367,000 | 8,002,000 | 10,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,252,000 | 43,279,000 | 44,983,000 | 47,519,000 |
| Total capital | 45,660,000 | 46,913,000 | 48,762,000 | 51,330,000 |
| Risk-weighted assets | 367,131,000 | 381,558,000 | 394,281,000 | 405,148,000 |