Call reports 2002
FOSTER BANK, THE — 2002
What FOSTER BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 254,508,000 | 278,586,000 | 297,317,000 | 299,571,000 |
| Total loans | 189,906,000 | 200,349,000 | 208,206,000 | 206,120,000 |
| Allowance for loan losses | 1,314,000 | 1,383,000 | 1,487,000 | 1,451,000 |
| Securities available for sale | 48,476,000 | 45,930,000 | 41,357,000 | 45,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,949,000 | 245,565,000 | 266,339,000 | 268,136,000 |
| Interest-bearing deposits | 160,587,000 | 0 | 192,220,000 | 189,700,000 |
| Noninterest-bearing deposits | 66,362,000 | 0 | 74,119,000 | 78,436,000 |
| Equity capital | 17,241,000 | 16,989,000 | 20,142,000 | 20,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,735,000 | 7,667,000 | 11,738,000 | 15,719,000 |
| Interest expense | 1,029,000 | 2,066,000 | 3,390,000 | 4,637,000 |
| Net interest income | 2,706,000 | 5,601,000 | 8,348,000 | 11,082,000 |
| Noninterest income | 655,000 | 1,460,000 | 2,184,000 | 2,948,000 |
| Noninterest expense | 2,237,000 | 3,090,000 | 6,956,000 | 9,283,000 |
| Provision for loan losses | 70,000 | 155,000 | 245,000 | 335,000 |
| Pretax income | 1,054,000 | 3,816,000 | 3,331,000 | 4,410,000 |
| Income tax | 0 | 0 | 45,000 | 60,000 |
| Net income | 1,054,000 | 3,816,000 | 3,286,000 | 4,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,992,000 | 16,989,000 | 18,752,000 | 19,556,000 |
| Total capital | 18,306,000 | 18,372,000 | 20,239,000 | 21,007,000 |
| Risk-weighted assets | 176,861,000 | 230,834,000 | 190,638,000 | 214,319,000 |