Call reports 2001
FOSTER BANK, THE — 2001
What FOSTER BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 221,990,000 | 237,520,000 | 250,997,000 | 250,989,000 |
| Total loans | 144,967,000 | 155,580,000 | 172,927,000 | 177,015,000 |
| Allowance for loan losses | 1,046,000 | 1,112,000 | 1,144,000 | 1,244,000 |
| Securities available for sale | 41,575,000 | 67,883,000 | 63,599,000 | 54,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,967,000 | 217,762,000 | 229,133,000 | 232,278,000 |
| Interest-bearing deposits | 149,388,000 | 157,299,000 | 165,730,000 | 163,947,000 |
| Noninterest-bearing deposits | 55,579,000 | 60,463,000 | 63,403,000 | 68,331,000 |
| Equity capital | 16,361,000 | 16,191,000 | 17,713,000 | 18,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,038,000 | 8,138,000 | 12,404,000 | 16,335,000 |
| Interest expense | 1,765,000 | 3,522,000 | 5,142,000 | 6,148,000 |
| Net interest income | 2,273,000 | 4,616,000 | 7,262,000 | 10,187,000 |
| Noninterest income | 711,000 | 1,468,000 | 2,183,000 | 3,015,000 |
| Noninterest expense | 2,008,000 | 4,112,000 | 6,266,000 | 8,500,000 |
| Provision for loan losses | 160,000 | 220,000 | 280,000 | 340,000 |
| Pretax income | 816,000 | 1,752,000 | 2,899,000 | 4,466,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 0 |
| Net income | 801,000 | 1,722,000 | 2,854,000 | 4,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,992,000 | 16,108,000 | 16,618,000 | 17,697,000 |
| Total capital | 17,038,000 | 17,303,000 | 17,762,000 | 19,518,000 |
| Risk-weighted assets | 143,114,000 | 234,794,000 | 192,077,000 | 209,520,000 |