Call reports 2026
BANK INDEPENDENT — 2026
What BANK INDEPENDENT reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,950,523,000 | 2,860,149,000 |
| Total loans | 1,839,626,000 | 1,859,600,000 |
| Allowance for loan losses | 24,079,000 | 25,773,000 |
| Securities available for sale | 472,882,000 | 457,218,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,561,362,000 | 2,465,650,000 |
| Interest-bearing deposits | 2,017,149,000 | 1,937,520,000 |
| Noninterest-bearing deposits | 544,213,000 | 528,130,000 |
| Equity capital | 293,452,000 | 292,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 41,857,000 | 77,901,000 |
| Interest expense | 9,927,000 | 19,216,000 |
| Net interest income | 31,930,000 | 58,685,000 |
| Noninterest income | 5,891,000 | 12,371,000 |
| Noninterest expense | 27,505,000 | 56,977,000 |
| Provision for loan losses | 1,350,000 | 2,250,000 |
| Pretax income | 8,966,000 | 11,829,000 |
| Income tax | 2,050,000 | 2,565,000 |
| Net income | 6,916,000 | 9,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 283,989,000 | 284,052,000 |
| Total capital | 308,218,000 | 309,974,000 |
| Risk-weighted assets | 2,153,319,000 | 2,148,879,000 |