Call report 2025Q4
BANK INDEPENDENT — 2025Q4
The 22 measures BANK INDEPENDENT reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,009,302,000 | USD | evidence → |
| Total loans | 1,812,156,000 | USD | evidence → |
| Allowance for loan losses | 25,724,000 | USD | evidence → |
| Securities available for sale | 421,926,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,622,590,000 | USD | evidence → |
| Interest-bearing deposits | 2,078,769,000 | USD | evidence → |
| Noninterest-bearing deposits | 543,821,000 | USD | evidence → |
| Equity capital | 266,560,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 163,889,000 | USD | evidence → |
| Interest expense | 41,129,000 | USD | evidence → |
| Net interest income | 122,760,000 | USD | evidence → |
| Noninterest income | 24,103,000 | USD | evidence → |
| Noninterest expense | 105,158,000 | USD | evidence → |
| Provision for loan losses | 5,100,000 | USD | evidence → |
| Pretax income | 37,475,000 | USD | evidence → |
| Income tax | 8,539,000 | USD | evidence → |
| Net income | 28,936,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 254,357,000 | USD | evidence → |
| Total capital | 280,231,000 | USD | evidence → |
| Risk-weighted assets | 2,103,595,000 | USD | evidence → |