Call report 2015Q4
BANK INDEPENDENT — 2015Q4
The 22 measures BANK INDEPENDENT reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,229,510,000 | USD | evidence → |
| Total loans | 951,585,000 | USD | evidence → |
| Allowance for loan losses | 10,426,000 | USD | evidence → |
| Securities available for sale | 66,284,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,052,303,000 | USD | evidence → |
| Interest-bearing deposits | 729,013,000 | USD | evidence → |
| Noninterest-bearing deposits | 323,290,000 | USD | evidence → |
| Equity capital | 128,150,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 62,288,000 | USD | evidence → |
| Interest expense | 2,999,000 | USD | evidence → |
| Net interest income | 59,289,000 | USD | evidence → |
| Noninterest income | 13,485,000 | USD | evidence → |
| Noninterest expense | 56,679,000 | USD | evidence → |
| Provision for loan losses | 3,300,000 | USD | evidence → |
| Pretax income | 12,821,000 | USD | evidence → |
| Income tax | 3,511,000 | USD | evidence → |
| Net income | 9,310,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 114,338,000 | USD | evidence → |
| Total capital | 124,764,000 | USD | evidence → |
| Risk-weighted assets | 1,067,020,000 | USD | evidence → |