Call reports 2011
BANK INDEPENDENT — 2011
What BANK INDEPENDENT reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 999,259,000 | 1,026,368,000 | 1,030,662,000 | 1,041,073,000 |
| Total loans | 753,727,000 | 767,304,000 | 775,061,000 | 767,387,000 |
| Allowance for loan losses | 11,156,000 | 11,010,000 | 10,781,000 | 9,712,000 |
| Securities available for sale | 44,719,000 | 51,520,000 | 50,364,000 | 58,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 844,356,000 | 869,183,000 | 864,300,000 | 871,417,000 |
| Interest-bearing deposits | 616,731,000 | 808,821,000 | 803,578,000 | 810,987,000 |
| Noninterest-bearing deposits | 227,625,000 | 60,362,000 | 60,722,000 | 60,430,000 |
| Equity capital | 122,051,000 | 123,785,000 | 133,022,000 | 131,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 15,229,000 | 30,970,000 | 47,423,000 | 63,623,000 |
| Interest expense | 1,770,000 | 3,456,000 | 4,941,000 | 6,197,000 |
| Net interest income | 13,459,000 | 27,514,000 | 42,482,000 | 57,426,000 |
| Noninterest income | 2,581,000 | 5,844,000 | 8,168,000 | 11,115,000 |
| Noninterest expense | 11,483,000 | 23,328,000 | 34,406,000 | 46,893,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 4,100,000 | 4,400,000 |
| Pretax income | 3,057,000 | 7,030,000 | 12,144,000 | 17,567,000 |
| Income tax | 958,000 | 2,043,000 | 3,571,000 | 5,352,000 |
| Net income | 2,099,000 | 4,987,000 | 8,573,000 | 12,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,313,000 | 99,181,000 | 110,818,000 | 111,240,000 |
| Total capital | 107,008,000 | 109,069,000 | 120,833,000 | 120,952,000 |
| Risk-weighted assets | 776,298,000 | 790,736,000 | 799,797,000 | 804,780,000 |