Call report 2004Q4
BANK INDEPENDENT — 2004Q4
The 22 measures BANK INDEPENDENT reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 410,337,000 | USD | evidence → |
| Total loans | 280,942,000 | USD | evidence → |
| Allowance for loan losses | 4,122,000 | USD | evidence → |
| Securities available for sale | 82,000,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 312,800,000 | USD | evidence → |
| Interest-bearing deposits | 285,691,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,109,000 | USD | evidence → |
| Equity capital | 37,304,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,220,000 | USD | evidence → |
| Interest expense | 6,591,000 | USD | evidence → |
| Net interest income | 14,629,000 | USD | evidence → |
| Noninterest income | 4,356,000 | USD | evidence → |
| Noninterest expense | 14,992,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 3,393,000 | USD | evidence → |
| Income tax | 518,000 | USD | evidence → |
| Net income | 2,875,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,029,000 | USD | evidence → |
| Total capital | 38,444,000 | USD | evidence → |
| Risk-weighted assets | 272,611,000 | USD | evidence → |