Call report 2002Q4
BANK INDEPENDENT — 2002Q4
The 22 measures BANK INDEPENDENT reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 412,226,000 | USD | evidence → |
| Total loans | 291,336,000 | USD | evidence → |
| Allowance for loan losses | 5,400,000 | USD | evidence → |
| Securities available for sale | 70,546,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 323,644,000 | USD | evidence → |
| Interest-bearing deposits | 303,570,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,074,000 | USD | evidence → |
| Equity capital | 34,826,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,240,000 | USD | evidence → |
| Interest expense | 8,862,000 | USD | evidence → |
| Net interest income | 15,378,000 | USD | evidence → |
| Noninterest income | 4,007,000 | USD | evidence → |
| Noninterest expense | 13,022,000 | USD | evidence → |
| Provision for loan losses | 2,840,000 | USD | evidence → |
| Pretax income | 3,523,000 | USD | evidence → |
| Income tax | 461,000 | USD | evidence → |
| Net income | 3,062,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,261,000 | USD | evidence → |
| Total capital | 33,815,000 | USD | evidence → |
| Risk-weighted assets | 282,494,000 | USD | evidence → |