Call reports 2010
TRADERS BANK, INC. — 2010
What TRADERS BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 159,262,000 | 155,675,000 | 155,846,000 | 158,049,000 |
| Total loans | 93,776,000 | 99,060,000 | 100,012,000 | 98,457,000 |
| Allowance for loan losses | 2,107,000 | 2,146,000 | 2,232,000 | 2,249,000 |
| Securities available for sale | 44,243,000 | 28,160,000 | 28,972,000 | 33,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,272,000 | 130,136,000 | 130,249,000 | 133,199,000 |
| Interest-bearing deposits | 106,710,000 | 103,240,000 | 103,479,000 | 105,906,000 |
| Noninterest-bearing deposits | 27,562,000 | 26,896,000 | 26,770,000 | 27,293,000 |
| Equity capital | 24,672,000 | 25,113,000 | 25,307,000 | 24,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,889,000 | 3,725,000 | 5,518,000 | 7,337,000 |
| Interest expense | 407,000 | 776,000 | 1,108,000 | 1,419,000 |
| Net interest income | 1,482,000 | 2,949,000 | 4,410,000 | 5,918,000 |
| Noninterest income | 186,000 | 427,000 | 643,000 | 857,000 |
| Noninterest expense | 1,152,000 | 2,389,000 | 3,519,000 | 4,561,000 |
| Provision for loan losses | 60,000 | 205,000 | 400,000 | 507,000 |
| Pretax income | 456,000 | 782,000 | 1,134,000 | 1,711,000 |
| Income tax | 159,000 | -227,000 | -105,000 | 101,000 |
| Net income | 297,000 | 1,009,000 | 1,239,000 | 1,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,119,000 | 15,386,000 | 16,273,000 | 15,868,000 |
| Total capital | 16,277,000 | 16,592,000 | 17,474,000 | 17,046,000 |
| Risk-weighted assets | 91,690,000 | 95,567,000 | 95,025,000 | 92,862,000 |