Call reports 2001
TRADERS BANK, INC. — 2001
What TRADERS BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 126,786,000 | 127,322,000 | 125,908,000 | 131,160,000 |
| Total loans | 102,675,000 | 104,054,000 | 104,576,000 | 105,824,000 |
| Allowance for loan losses | 1,164,000 | 1,214,000 | 1,070,000 | 1,163,000 |
| Securities available for sale | 13,173,000 | 12,455,000 | 9,844,000 | 8,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,752,000 | 111,878,000 | 110,228,000 | 116,295,000 |
| Interest-bearing deposits | 95,851,000 | 95,671,000 | 94,014,000 | 97,254,000 |
| Noninterest-bearing deposits | 15,901,000 | 16,207,000 | 16,214,000 | 19,041,000 |
| Equity capital | 13,881,000 | 14,150,000 | 14,380,000 | 14,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,440,000 | 4,911,000 | 7,310,000 | 9,609,000 |
| Interest expense | 1,182,000 | 2,339,000 | 3,378,000 | 4,314,000 |
| Net interest income | 1,258,000 | 2,572,000 | 3,932,000 | 5,295,000 |
| Noninterest income | 104,000 | 227,000 | 324,000 | 460,000 |
| Noninterest expense | 808,000 | 1,632,000 | 2,446,000 | 3,286,000 |
| Provision for loan losses | 57,000 | 114,000 | 383,000 | 640,000 |
| Pretax income | 500,000 | 1,056,000 | 1,430,000 | 1,829,000 |
| Income tax | 235,000 | 479,000 | 577,000 | 744,000 |
| Net income | 265,000 | 577,000 | 853,000 | 1,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,808,000 | 14,057,000 | 14,270,000 | 13,970,000 |
| Total capital | 14,972,000 | 15,233,000 | 15,340,000 | 15,133,000 |
| Risk-weighted assets | 90,977,000 | 93,697,000 | 95,613,000 | 96,212,000 |