Call reports 2003
UNITED NEBRASKA BANK — 2003
What UNITED NEBRASKA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 507,634,000 | 517,198,000 | 521,645,000 | 513,667,000 |
| Total loans | 297,661,000 | 298,219,000 | 298,534,000 | 296,758,000 |
| Allowance for loan losses | 4,517,000 | 4,419,000 | 4,597,000 | 4,529,000 |
| Securities available for sale | 96,291,000 | 109,421,000 | 119,355,000 | 122,524,000 |
| Securities held to maturity | 51,366,000 | 52,279,000 | 44,442,000 | 38,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,745,000 | 427,548,000 | 426,328,000 | 422,975,000 |
| Interest-bearing deposits | 363,438,000 | 366,829,000 | 366,874,000 | 356,659,000 |
| Noninterest-bearing deposits | 60,307,000 | 60,719,000 | 59,454,000 | 66,316,000 |
| Equity capital | 46,582,000 | 48,508,000 | 49,074,000 | 45,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,760,000 | 13,290,000 | 19,567,000 | 25,790,000 |
| Interest expense | 2,145,000 | 4,195,000 | 6,075,000 | 7,816,000 |
| Net interest income | 4,615,000 | 9,095,000 | 13,492,000 | 17,974,000 |
| Noninterest income | 1,792,000 | 3,908,000 | 5,576,000 | 7,841,000 |
| Noninterest expense | 3,618,000 | 7,695,000 | 11,428,000 | 15,704,000 |
| Provision for loan losses | 93,000 | 198,000 | 1,094,000 | 1,172,000 |
| Pretax income | 2,697,000 | 5,112,000 | 6,545,000 | 9,086,000 |
| Income tax | 816,000 | 1,556,000 | 1,926,000 | 2,536,000 |
| Net income | 1,881,000 | 3,556,000 | 4,619,000 | 6,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,572,000 | 42,247,000 | 43,310,000 | 40,200,000 |
| Total capital | 45,089,000 | 46,666,000 | 47,907,000 | 44,729,000 |
| Risk-weighted assets | 371,290,000 | 373,091,000 | 381,313,000 | 380,410,000 |